Mortgage Calculator

Paso Robles Real Estate

Calculate Your Approximate Monthly Mortgage Payments!

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Annual interest (must be in percent form)
Repayment period in years
Payments per year
Payment amount (Principle & Interest only*)

Kim RivasI know of a great local loan officer by the name of Kim Rivas. She is an MBA graduate from Cal Poly. I recommend all my clients to Kim, and I do all my personal financing through her. She has very competitive rates, great loan programs, and she gets the job done. She is a "no pressure" person, works 7 days a week, and answers her cell phone anytime. I work with a lot of loan officers, and in my opinion she is the best. Let me know if you would like her phone number and I would be happy to put you in touch with her.

*Other factors that may vary the total monthly payment include:
San Luis Obispo Real Estate

Property Taxes:
Annual property taxes are approximately 1.12% times the purchase price of the house (not the loan amount). Divide the annual property tax amount by 12 to get your monthly payment. For example if the purchase price of the house is $300,000, then the additional amount to add to the monthly mortgage payment would be $280 per month ($300,000 X 1.12% / 12 = $280).

Homeowners Insurance (Fire Insurance):
For example, insurance on a home valued at $300,000 would be approximately $350.00/year. Divided $350.00 by 12 to get your monthly homeowners insurance payment. ($350.00 / 12 = $29.17 per month). The additional amount to add to your monthly mortgage payment would be $29.17/month.

Mortgage Insurance:
Mortgage Insurance could be a factor depending on the down payment.

Foreclosure


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